If you've read any of my articles in the past, you already know that I love living in Montana, so the idea of retiring here seems pretty spot on.

In my opinion, you can't beat it, you've got the scenery, plenty to keep you busy, and a relatively low cost of living in most areas.

Yes, the winters can be brutal, but outside of that, it's relatively comfortable weather.

A recent WalletHub study seems to agree, although I'm not totally on board with the towns it showcases here in the Treasure State.

This evaluation encompassed the 150 most populous cities in the United States, along with at least two of the largest cities from each state totaling 182 cities.

The study examined affordability, activities, quality of life, and health care.

They considered 45 pertinent metrics in the evaluation process, each assigned specific weights.

These metrics were graded on a scale of 100 points, where a score of 100 denoted the most favorable retirement conditions.

Subsequently, they computed each city's weighted average across all metrics to establish its overall score.

The resulting scores were used to rank the cities in their sample.

Source: WalletHub

It's important to note that their sample exclusively focuses on the city proper, excluding any surrounding metropolitan areas.

Considering that cost is a pivotal aspect of retirement planning, their analysis assumes that retirees will rely on a fixed income.

Lower expenses in a given city translate to more favorable conditions for retirees.

Best Towns In Montana To Retire

Billings was Ranked at 84 out of 182

Missoula was Ranked at 22 out of 182

Billings does have fantastic medical assets, but the crime rate is certainly higher than it used to be.

Although I've spent time in Missoula, I've never lived there; however, it does seem to be getting expensive.

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