With the official shopping season upon us, the excitement of snagging deals comes with an essential reminder.

Stay vigilant, and be aware that scams are prevalent during the holidays.

Remember, if the deal seems too good to be true, it probably is!

How to Spot and Avoid Holiday Shopping Scams

Verify Sellers on Social Media

• Confirm that the company is legitimate.
• Make sure the website is secure before making a payment online.
• Keep an eye out for inconsistencies in the information or red flags.
• Use caution when clicking on things to avoid Phishing scams

Use Credit Cards for Online Shopping

• They provide a great way to track purchases.
• You can dispute unauthorized charges.
• Avoid using wire transfers or gift cards for payment.

Beware of High-Pressure Tactics

• Scammers often try to create a sense of urgency to pressure individuals into making a decision quickly.
• Trust your instincts and gut, and step back if something seems off.

Be Cautious with Gift Cards

• Don't send gift cards, prepaid, debit cards, or cryptocurrency to anyone you don't know.
• If you purchase gift cards, check the terms and keep the receipts.
• Montana law ensures gift cards don't expire unless the business sells.
• Gift cards with five-dollar balances may be redeemed for cash in Montana.

Avoid Unexpected Check Offers

• Don't cash checks you weren't expecting, even if they seem legitimate.
• Scammers often use counterfeit checks to trick a victim into sending money or sharing personal information.

Research Charities Before Donating

• Ask questions and do your research into an organization before donating.
• Be wary of high-pressure sales tactics or promises of sweepstake winnings in exchange for a contribution.

For more information or to report a scam, visit the Montana Department of Justice website.

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